Residential HVAC Financing

Upgrade Your Comfort.
Protect Your Savings.

Don't let a sudden breakdown drain your bank account. Through our lending partners, we offer flexible financing options to fit your monthly budget.

See If You Pre-Qualify

Secure application — takes less than 5 minutes

Why Finance Your New System?

Investing in a modern HVAC system is an investment in your home. Financing empowers you to make the smartest choice for your long-term comfort and energy bills.

Keep Your Cash

Reserve your personal savings for emergencies. Financing allows you to get the cooling you need today without touching your cash reserves.

Maximize Efficiency

Don't settle for a base model. Financing lets you upgrade to a high-SEER system that actively lowers your monthly FPL utility bills for years to come.

Flexible Terms

Choose the plan that works for you. From low fixed monthly payments to deferred interest options, there are programs designed to fit your lifestyle.

Choose the System That Fits Your Life

Financing removes sticker shock and lets you choose the right system — not just the cheapest one. Here's what that looks like.

Good

Standard Efficiency

Reliable cooling for your home
Standard SEER rating
Manufacturer warranty included
Basic thermostat controls
Popular
Better

High Efficiency

High-SEER system saves on energy
Lower FPL utility bills monthly
Extended warranty options
Smart thermostat included
Best

Premium Performance

Top-tier SEER, maximum savings
Variable-speed technology
Whole-home air purification
Premium warranty + maintenance plan

With financing, upgrading from "Good" to "Better" may only add a few dollars to your monthly payment — while saving you significantly on energy bills every month.

A Simple, Secure Process

Through our secure lending partner portal, getting pre-qualified takes less than 5 minutes.

1

Click & Apply

Use the secure link below to open the application on your smartphone, tablet, or computer. Your sensitive data is encrypted and handled directly by our lending partner — not stored on our website.

2

Instant Decision

No waiting around. In most cases, you will receive a credit decision on your screen in a matter of seconds, allowing us to move forward with your project immediately.

3

Review Your Options

Once approved, you can review the specific monthly payment plans and interest rates available to you, ensuring you are completely comfortable before moving forward.

See If You Pre-Qualify Today.

Take the first step toward a cooler, more comfortable home. Flexible financing options are available with approved credit.

Apply Securely Online

You will be redirected to our lending partner's secure portal.

What You Can Finance

New AC system installation
High-efficiency system upgrades
Ductwork replacement & repair
Complete system overhauls
Indoor air quality systems
Smart thermostat & controls

Prefer to Talk It Through?

Call us for a free estimate and we'll walk you through the financing options that make sense for your project and budget.

*Financing Disclosure: Right-BTU Services is a home services provider, not a lender. All financing is provided by and subject to credit approval from Foundation Finance Company, LLC and/or other federally insured, federal and state chartered financial institutions. Terms, rates, and conditions vary based on creditworthiness. Ask your Right-BTU representative for details. Financing programs are offered without regard to age, race, color, religion, national origin, gender, or familial status. Flexible financing options available with approved credit.

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